Terms of Use

GENERAL TERMS AND CONDITIONS FOR USE of the Website of INSURANCE COMPANY EUROINS SA BRANCH GREECE – www.euroins.gr

INTRODUCTION

“INSURANCE COMPANY EUROINS SA BRANCH GREECE”, registered in Greece with registration number 144613903001, having its registered address 14 Amfitheas Avenue, 17564, Palaio Faliro, with TAX ID 996973382 is a branch of “ISURANCE COMPANY EUROINS AD”, a Bulgarian Insurance Company with headquarters at the address of management: Sofia. Sofia, P.O. Box 1592, bul. 43 Christopher Columbus (hereinafter the “Company”).

This General Terms of Use of the Company’s website, www.euroins.gr (hereinafter the “Website”) which incorporate as an integral part the Privacy Policy, which can be found at [LINK], (hereinafter the "General Terms of Use" or the "Terms"), set out the terms and conditions under which you  (hereinafter the "User", "you" or "your") browse the Website and use its content. The Website provides information about the Company's insurance activities as well as the products and services offered within this framework.

Before entering the Website, we invite you to consult these General Terms of Use and ensure that you agree with them. If you disagree with any of these General Terms of Use, you must refrain from taking any action on the Website, including simply browsing it. However, any action you take on such as, but not limited to, browsing it shall be deemed to be your unconditional acceptance of these General Terms of Use.

AMENDMENT OF TERMS 

Your regular visit to the Website to monitor any changes to the General Terms of Use is considered necessary, as the Company reserves the right to modify or renew a) these General Terms of Use, b) the services provided and c) the technical specifications of the Website at its sole discretion and/or when the modification is required by law, but always within the limits of business ethics and the limits set by law. Any modifications will be effective from the date of their posting on this Website. 

PROVISION OF INFORMATION

The information provided on this Website is complete, accurate, valid, and up-to-date, whether it pertains to our identity or the provided services and products of the Company. The above guarantees are subject to the possibility of inadvertent errors in electronic data entries, technical or typographical errors that cannot be foreseen or have occurred unintentionally, or due to interruptions in the operation of this Website or force majeure, which the Company reserves the right to correct. The Company has taken all necessary technical and other measures to ensure that the Website is promptly updated. However, the Company explicitly reserves the right regarding the accuracy of the available information. 

THIRD-PARTY LINKS AND CONTENT

The Website may contain links to other websites (hereinafter “Third Party Websites”), as well as articles, photos, text, graphics, photographs, design, music, sound, video, information, applications, software and other content or elements belonging to or originating from third parties (hereinafter “Third Party Content”). Such Third Party Websites and their content are not monitored or checked for accuracy, appropriateness or completeness by the Company, and the Company is not responsible for Third Party Websites, or their content, available through the Website, including the content, reliability, privacy policies or other policies of or contained on Third Party Websites or their content. 

The Company recommends that Users review the applicable terms and policies, including privacy and data collection policies, on any website whose link has followed from the Website. All purchases made through third-party websites are made through other sites and by other companies, and the Company assumes no responsibility in connection with such purchases that are made between the Users and the third party concerned.

WEBSITE MANAGEMENT

The Company reserves the right to: (a) monitor the Website for violations of these Terms; (b) take appropriate legal action against anyone who violates the applicable laws or these Terms, including, without limitation, notifying such user to the competent governmental authorities; (c) deny or restrict access to the Website, and restrict or disable (to the extent technologically feasible) any statement or part thereof; (d) without notice, remove from the Website or otherwise disable any files and content that are excessive in size or in any way burdensome to the Company's systems; and (e) to operate the Website in a manner designed to protect its rights and property and facilitate the proper functioning of the Website.

PAYMENTS

All payments made using a card are processed through the company named 'Worldline Merchant Acquiring Greece S.A.”, based in Iraklio, Attica (41-45 Marinou Antypa Street, Postal Code 14121, Business Registry No. 132017001000, T.I.N. 800610001, worldline.com/eurobank) 

USER RESPONSIBILITY

The User of this Website is solely responsible for the lawful use of this Website and is obliged to refrain from any illegal act and abusive behaviour, as well as from adopting illegal practices and unfair competition practices.

You are solely responsible for the legality and correctness of the information and data you provide to the Website, which the Company has no responsibility or obligation to control, unless this is imposed upon it following a complaint or by law.

Any User of this Website is prohibited to send or transmit through the Website illegal material. Such material is considered to be material that violates the rights of third parties (including but not limited to intellectual and industrial property rights and privacy and data protection rights) and/or is false, inaccurate, threatening, abusive, insulting, offensive, vulgar, violent, defamatory or incites criminal acts, infringes any patent, trademark, trade secret, contains software viruses or any other codes, files or programs designed to interrupt, cause damage to, or interfere with the operation of the Website, intentionally or unintentionally violates the applicable Greek and European legislation and its provisions, may harass third parties in any way and any content is used to collect or store personal data of Users.

INTELLECTUAL AND INDUSTRIAL PROPERTY - LIMITATIONS OF USE 

Intellectual and Industrial Property 

All content of the web pages of this Website, including images, graphics, photographs, drawings, texts, services and Products, the Company’s logo and other service marks, as well as the database, including copyrights, trademarks, industrial designs, patents, distinctive features and trade secrets are all intellectual and/or trade secrets of the Company's industrial property, protected by the relevant provisions of the Greek Law. 

In addition, the design, the composition of the content, the commercial "clothing" and the "look and feel" of the Website, the layout of the products are exclusively owned by the Company or the Company has a license to use them and retains all copyrights and any element/feature as protected by the relevant intellectual property provisions of Greek and European legislation. 

Any copying, analog/digital recording and mechanical reproduction, distribution, transfer, downloading, processing, resale, part or all of the content of the Website, except for strictly personal use, is prohibited.

In any case, the appearance and exposure of the User on the Website should not be construed in any way as a transfer or assignment of a license or right of use.

The Company respects the intellectual property rights of others. If Users believe that any material available on or through the Website infringes any copyright they own or control, they should immediately notify the Company using the contact information provided below. 

Restrictions of use 

The User undertakes that when using the Website he/she will not engage in any scraping, data mining, harvesting, screen scraping, data aggregation and indexing. In addition, the User agrees that the Website will not be reproduced, copied, leased, sold, licensed, or otherwise assigned, transferred, exported, transmitted or distributed in whole or in part in any way. Modification, rearrangement, adaptation, translation or any other change to the Website, as well as the creation of derivative works or improvements is expressly prohibited. Equally prohibited is the disassembly, reconstruction or other attempt to obtain the source code of the Website and decompilation (except to the extent permitted by law). Furthermore, the creation and/or uploading of a database containing substantial parts of the Website is not permitted.

The User must take into account that the use of the Website in any illegal manner or for any illegal purpose or in violation of applicable laws or regulations as defined in the Greek Intellectual Property Law and the relevant provisions of European and International Law, is prohibited. 

GUARANTEES AND DISCLAIMER OF LIABILITY 

The Website is provided "as is" and "as available" without any express or implied warranties of any kind. The Company does not warrant that the Website, its content, and its features will be accurate or meet your requirements, that its operation will be uninterrupted or error-free, that defects will be corrected, or that it will always be available or free from harmful elements. The Company hereby disclaims all representations, warranties, and conditions related to the Website, whether express or implied, including, but not limited to, implied warranties or conditions of merchantability, fitness for a particular purpose, accuracy, completeness, and non-infringement of third-party rights. Your decision to engage in transactions involving the products or services presented on the Website is entirely at your discretion and based on your ability to appropriately evaluate the provided information and freely decide whether to proceed with any transaction. The Company does not guarantee, either expressly or impliedly, nor make any representations, whether express or implied, regarding the use or the results of the use of the Website's content, particularly regarding its correctness, accuracy, and reliability, or in any other manner.

LIMITATION OF LIABILITY 

The Company makes reasonable efforts to post and display accurate and up-to-date information on the Website, but errors, omissions, or general deficiencies in its content may sometimes occur. To the fullest extent permitted by applicable law, the Company does not guarantee or make any representations regarding the accuracy, adequacy, or availability of the content on the Website. Under no circumstances, including but not limited to negligence, shall the Company or any party involved in the creation, production, or operation of the Website be liable to you for any direct, incidental, consequential, indirect damages, or punitive damages arising from the use or inability to use the Website's content. Additionally, the Company bears no responsibility or liability for any damages or viruses that may affect your computer equipment or other property due to the use of the Website, including accessing or browsing it, or from downloading any materials, data, text, images, video, or audio content from it.

The Company does not guarantee that the Website will be available at any time. There may be hardware, software, or other issues, or maintenance may need to be performed on the Website, which may cause interruptions, delays, or errors. The Company reserves the right at any time to change, revise, update, suspend, terminate, or otherwise modify the Website for any reason without notice. The User agrees that the Company shall not be liable for any loss, damage, or inconvenience caused by the inability to access or use the Website during maintenance or termination of the Website. Nothing in these Terms shall be construed as an obligation to maintain the Website or to provide corrections, updates, or releases in connection with it.

COMPENSATION 

The User agrees to protect, defend and indemnify the Company, its licensors, partners, employees, subcontractors and the Company's personnel in general from and against all claims and liabilities (including third party claims), all damages and expenses (including attorneys' fees) without limitation and directly or indirectly arising out of or attributable to any claims for injury or death of any person or persons, including your employees, or for loss or damage to any property, or otherwise arising out of or in any way connected with the use of the Website. 

APPLICABLE LAW - JURISDICTION 

These General Terms of Use and any modification thereof shall be governed by and construed in accordance with the laws of Greece. You irrevocably and unconditionally submit to the exclusive jurisdiction of the courts of Athens. If any provision of the General Terms of Use is held invalid or unenforceable by a court of law, such invalidity or unenforceability will not affect the remaining General Terms of Use, which will continue in full force and effect. 

COMPLETE AGREEMENT 

These General Terms of Use contain the entire understanding between the Company and the User concerning the subject matter hereof. No waiver or modification of any of these General Terms of Use by the User will be effective unless in writing and signed by both the Company and the User. No waiver of any breach shall be deemed a waiver of any subsequent breach. If any provision of these Terms of Use is held invalid or unenforceable, the remaining provisions will not be affected. 

MISCELLANEOUS 

You must comply with the applicable third party terms and conditions when using the Website.

If any provision of these General Terms of Use is found to be illegal, invalid or for any reason unenforceable, then that provision will be deemed modified to the minimum extent necessary to make it enforceable and if it cannot be enforced, then it will be deemed severed from the General Terms of Use and will not affect the validity and enforceability of the remaining provisions of the General Terms of Use and the remainder of our Terms will remain in full force and effect. 

Subject to personal data or information to which the Company's Privacy Policy [LINK] applies, any information you disclose to the Company through the Website, email, or other means, including, but not limited to, data, questions, comments, or suggestions, will be considered non-confidential and non-proprietary and will become the property of the Company. Such information, excluding personal data or information, may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. The Company is free to use any ideas, know-how, or techniques contained in any communication you send to it via the Website or other means, for any lawful purpose, including, but not limited to, the development and marketing of products using such information.

CONTACT US 

You can contact us with any questions you may have about the Website through the channels listed below. We will make every effort to respond to your query promptly. 

INSURANCE COMPANY EUROINS SA BRANCH GREECE 

Address: 14 Amfitheas Avenue, 17564, Palaio Faliro

Email: office@euroins.gr 

Release date: 19/11/2024