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![Home]( "Home")
- Individual clients
- HomeSafe | Home Insurance
- HomeSafe
HomeSafe
Why Euroins?
- Flexible programs
- Simple and Clear Insurance Terms
- Immediate Support
What is this insurance?
Our Home is a valuable asset. EUROINS, understands how important this asset is for the Greek family, and offers a series of innovative insurance programs, adapted to every need.
Fully aware of the need to protect our home against events such as fire and natural disasters, which are occurring more and more frequently nowadays, due to climate change, as well as everyday, unpredictable risks, we created our property insurance programs to provide complete coverage and high-quality service level, combined with an affordable premium.
What does the insurance cover?
Each package includes a certain combination of risks and limits.
Bronze
- Fire
- Lightning
- Explosion
- Damage to the boiler - Smoke
- Damage from Aircraft
- Underinsurance protection
- New for old
- Damage on the solar heater
- Auxiliary spaces
- Commonly used and commonly owned spaces
- Damage of awnings
- Vehicle collision
- Debris removal expences and minimizing damage expences
- Architect/Engineering Study and Permit expenses
- Terrorist Acts
- Strikes, riots, political unrests
- Malicious Acts
- Short-circuit
- Eartquake and volcanic eruption
Silver
All risks included in "Bronze" Package plus:
- Forest Fire
- Accidental Crystal and Mirror Breakage
- Civil liability for material damage to third parties from fire, explosion
- Civil liability for material damage to third parties from breakage/leakage of water pipes - Loss of documents
- Replace of locks
- Flood
- Storm, wind, hail, damage from the weight of snow and ice
- Crash of trees, tree branches, electricity poles - Leakage or Break of Water Pipes
- Pipeline investigation and repair costs - Water removal expenses
The below risks are not included in "Silver" Package:
- Eartquake and volcanic eruption
Gold
All risks included in "Silver" Package plus:
- Damage on the building from theft / Thief damage
- Theft of content
- Automatic readjustment of sum insured
- Expenses for temporary residence of the insured (owner or/and renter)
- Content storage costs
- Resettlement of contents in temporary relocation
- Food spoilage
- Bill payment
- Newly acquired items
- Family psychological support
- New residence insurance
- Insurance of content during transportation, due to relocation in new residence
Silver Apartment
Specially designed for owner-occupied apartments on 1st floor & above
- Fire
- Forest Fire
- Lightning
- Explosion
- Damage to the boiler - Smoke
- Damage from Aircraft
- Underinsurance protection
- New for old
- Damage on the solar heater
- Auxiliary spaces
- Commonly used and commonly owned spaces
- Damage of awnings
- Vehicle collision
- Debris removal expences and minimizing damage expences
- Architect/Engineering Study and Permit expenses
- Short-circuit
- Eartquake and volcanic eruption
- Accidental Crystal and Mirror Breakage
- Civil liability for material damage to third parties from fire, explosion
- Civil liability for material damage to third parties from breakage/leakage of water pipes - Loss of documents
- Replace of locks
- Flood
- Storm, wind, hail, damage from the weight of snow and ice
- Crash of trees, tree branches, electricity poles - Leakage or Break of Water Pipes
- Pipeline investigation and repair costs - Water removal expenses
- Damage on the building from theft / Thief damage
Content
- Fire
- Forest Fire
- Lightning
- Explosion
- Smoke
- Damage from Aircraft
- Underinsurance protection
- New for old
- Auxiliary spaces
- Vehicle collision
- Debris removal expences and minimizing damage expences
- Terrorist Acts
- Strikes, riots, political unrests
- Malicious Acts
- Short-circuit
- Accidental Crystal and Mirror Breakage
- Loss of documents
- Flood
- Storm, wind, hail, damage from the weight of snow and ice
- Leakage or Break of Water Pipes
- Pipeline investigation and repair costs - Food spoilage
- Newly acquired items
- Family psychological support
- Mirror Oxidation
- Decorator
- Contents of a bank box
Optional Covers
Bronze
- Home Technical Assistance
- Legal Protection
- Personal Accident
- Subsidence and/or uplift and/or Landslide
- Photovoltaic Unit
Silver
All optional risks included in "Bronze" Package plus:
- Earthquake and volcanic eruption
- Pet Insurance
Gold
All optional risks included in "Silver" Package plus:
- Mirror Oxidation
- Decorator
- Contents of a bank box
- Loss of rents
Silver Apartment
- Home Technical Assistance
- Legal Protection
- Theft of content
- Personal Accident
Content
- Legal Protection
- Theft of content
- Personal Accident
- Earthquake and volcanic eruption
- Subsidence and/or uplift and/or Landslide
- Pet Insurance
Where does the insurance apply?
At the address of the insured property, within Greek Territory.
Insurance conditions
What is the duration of the Insurance cover?
For a period of one year
What is the sum insured?
Depending on the coverage limit option selected.
FAQ
Are money and jewelry I have in my house covered by the insurance policy?
Money and jewelry are items that are not covered.
What is the insurance period?
The duration of insurance is annual, and premiums can be paid on an annual or semi-annual basis.
My residence was built before 1960. Can it be insured against earthquake?
Your home can be insured against earthquake if the building was built after 1960. If it has been damaged by an earthquake in the past, it must have been repaired in accordance with the relevant urban planning regulations.
Can the auxiliary spaces of my home be insured?
It is possible to insure the auxiliary areas of your residence, provided that the contract specifies each area individually along with their corresponding construction values.
What is defined as "content" of a residence?
These are movable things, such as furniture and generally movable equipment of your home, as well as personal belongings, the ownership of which belongs to you or to any member of your family who lives in the insured residence.
How can I insure the contents of my home? Do I have to tell you in detail all the items to be insured?
You must declare to us the insured capital of all movable objects of your home. A detailed inventory of all movable objects inside your home is not necessary. A record of items of particular value should be made if these items are not ordinary household equipment and their value exceeds the amount of € 1,000.
Can the Bank that granted me a loan for the purchase of my house oblige me to insure my house through it?
There is no obligation to insure your home through the bank that granted you the loan. According to Bank of Greece Circular 462 you can freely choose an insurance company, if the insurance complies with the terms and conditions set out in the loan agreement.
In case the house has been purchased with a loan, what should be stated in the contract?
When applying for insurance, we must be informed of the name of the Bank (mortgagee), which is indicated on the insurance policy, as it is entitled to compensation until the repayment of the loan in case of building insurance.
How can I cancel the insurance policy?
The policyholder may cancel the insurance contract at any time by submitting a written request to the Company. The details for submitting the cancellation request are available in the Company's forms and on its website. The Insured can send the request by fax, email, or hand-deliver it.
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